Choosing the right insurance to protect your collector car is important.There are several companies that specialize in this unique type of coverage. In this article,we’ll discover the best car insurance for collector cars.

1. Grundy Insurance

Grundy Insurance is one of the bestchoice for collector car insurance. Founded in 1947 and serving in all 50 states, Grundy specializes in insuring classic cars that are appreciating in value.
A great highlight is its guarantee to pay 100% of the vehicle’s agreed value if there’s a covered total loss, along with the option of reevaluating the agreed value when necessary. Grundy provides unlimited mileage as long as you have a daily driver, which is perfect for collectors who want to enjoy their cars without the stress of strict mileage limits.

Grundy Insurance coverage for collector cars offers all the essential auto protections you need, including liability, collision, comprehensive, and uninsured/underinsured motorist coverage. There are several benefits that you can enjoy such as spare-parts coverage up to $500, trip-interruption coverage up to $600, and towing and labor coverage up to $250.

2. Hagerty Insurance

Hagerty is a fantastic option if you are looking foracar insurance for collector cars. Hagerty shines with its welcoming community vibe and provides access to vehicle specialists. They offer the Hagerty Drivers Club, which includes roadside assistance and some exciting event perks.

Hagerty’s policies offer some wonderful benefits such as agreed-value coverage, spare-parts protection, trip interruption, and roadside assistance. The company is supported by Progressive and Nationwide, so you can easily bundle your policies.

3. American Collectors Insurance

American Collectors Insurance founded in 1976 and serving customers all over the country. The company provides car insurance for collector cars with agreed-value coverage, protection for vehicles being restored, and spare-parts coverage.

This company provides a unique Collector Auto Reimbursement Endorsement that features multi-tiered roadside assistance, reimbursement for car show expenses, a theft reward, and accidental death and dismemberment insurance.

American Collectors Insurance provides a range of mileage options, from 1,000 miles to unlimited, and is accessible through USAA, a well-regarded insurance brand. Premiums tend to be more affordable than standard car insurance, particularly for vehicles that are used less often and kept in a safe place.

4. American Modern Insurance

American Modern Insurance provides agreed-value settlements for total losses. It covers a diverse range of specialty vehicles, such as race cars, tractors, and street rods. The company offers options for use in car shows, parades, and even for your daily commute with additional coverage available.

American Modern provides some great add-ons such as roadside assistance, glass protection, and coverage for foreign transport. You have a variety of deductible options to choose from, ranging from $0 to $10,000, and there are payment plans available to make things easier.

When you are looking for acar insurance for collector cars, it’s essential to consider coverage options, customer service, and cost. By evaluating quotes and understanding your requirements, you can discover the ideal insurance to safeguard your beloved collector car at an excellent price.

Source:
1. https://www.marketwatch.com/insurance-services/auto-insurance/classic-car-insurance/
2. https://www.forbes.com/advisor/car-insurance/best-classic-car-insurance/